Privacy policy
Morgan And Associates, P.C. recognizes the importance of maintaining the privacy and security of your personal information.
· We do not sell or otherwise share non-public information with nonaffiliated third parties (except to our clients) who may wish to use the information for their own benefit or who are not performing a function necessary to support our collection-related services as described below.
· We have policies and security safeguards in place to protect your information.
The following privacy policy applies to all individuals whose non-public personal information may be placed with our company for the purpose of collection-related services.
Non-public Information means information about you we receive in the due course of collection-related business. Non-public information does not include information that is available from public sources, such as telephone directories or government records.
Affiliate means a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
Non-affiliated Third Parties means companies that are not an affiliate of ours.
We only disclose information to affiliated and non-affiliated third parties as permitted or required by the federal Fair Debt Collection Practices Act ("FDCPA"). We may share information we collect with third parties that provide mailing and/or other collection-related services to us. When we share your information with these companies, they are required to limit their use of your information to the particular purpose for which it was shared and they are not allowed to share it with others except to fulfill that limited purpose. In addition, if permitted by FDCPA, we may also share your information with our affiliates and non-affiliated third parties if also permitted by applicable law.
We restrict access to non-public personal information about you to those employees who need to know that information to service your account or manage our business. We maintain physical, electronic, and procedural security measures to protect your information. You may have other privacy protections under state laws. We reserve the right to amend this privacy notice at any time with or without notice.
Email & Text Consent Disclosure
To communicate with you via email, Morgan and Associates P.C. requires your consent. By consenting to communicate with Morgan and Associates P.C. via email, you confirm and agree to the following.
You have read the Morgan and Associates P.C. email communications policy and disclosures, and you authorize Morgan and Associates P.C. to communicate with you by email;
The email address you provide above is a personal email address and not provided by your employer, or a work or school email address. Work, government, and school email address are not private and may be subject to third parties accessing that information. If you provide an email address that may be monitored by third parties, you consent to any third party disclosure that may occur;
Only you have access to emails sent to and from the email address provided above;
You agree to take reasonable precautions to ensure the non-disclosure of email communications with Morgan and Associates P.C., which may contain private, sensitive, and/or confidential information;
Notwithstanding the foregoing, to the extent that any third-party disclosure of email and/or voicemail communications with Morgan and Associates P.C. occurs, you consent to the disclosure of the same to such third parties;
You are not represented by an attorney;
You are not an active member of the United States Military or its Allies; and
Your account(s) have not been discharged in bankruptcy.
Your account(s) is/are not part of any pending bankruptcy proceeding.
You are not a petitioner in any pending bankruptcy proceeding.
You authorize Morgan and Associates P.C. to provide any account-related documents to the authorized email address.
By providing consent you are acknowledging that this is a private, non-business-based email address and authorize Morgan and Associates P.C. to send electronic communications via email.
Email & Text Consent
I have read the Morgan and Associates P.C. Email communication policy and disclosures, and I authorize Morgan and Associates P.C. to communicate with me about this account by email.
By providing my phone number, you provide consent under the Telephone Consumer Protection Act (“TCPA”) to receive phone calls and text messages from Morgan and Associates P.C. about my account if necessary.
Your use of this website is conditioned upon acceptance of these terms.
Terms and Conditions for SMS Communication
By opting in to receive SMS communications from Morgan and Associates P.C. (“we,” “us,” or “our”),
you agree to the following terms and conditions:
Program Description: you may receive text messages from Morgan and Associates P.C. regarding the following: status updates, payment reminders, billing notification, delivery updates when applicable, or other matters pertaining strictly to your account.
● Consent to Receive SMS- By providing your mobile phone number, you consent to
receive SMS messages from Morgan and Associates P.C. related to order updates or
customer service inquiries. Message frequency may vary based on your interactions
with us.
● Message and Data Rates- Standard message and data rates may apply depending
on your mobile carrier and plan. You are responsible for any charges incurred for
receiving SMS messages.
● Opting Out-You may opt out of receiving SMS messages at any time by replying
with “STOP” to any SMS message you receive from us. After opting out, you will
receive a confirmation message, and we will cease sending SMS messages to your
number. Please note that opting out may affect your ability to receive certain types of
communications.
● Help and Support- If you need assistance or have questions about our SMS service,
reply with “HELP” to any SMS message you receive, or contact our customer
support team at consumerhelp@morganandassoc.com.
● Privacy- Your mobile phone number and other personal information will be handled
in accordance with our Privacy Policy, available at Privacy Policy. We do not sell or
share your phone number with third parties except as required by law.
● Changes to Terms- We may update these terms and conditions from time to time.
Any changes will be effective when we send a new SMS message or update our
terms on our website. Your continued use of the SMS service constitutes acceptance
of the revised terms.
● Liability- Morgan and Associates P.C. is not responsible for any delays or failures in the
delivery of SMS messages due to issues with your mobile carrier or other technical
problems.
By opting in, you acknowledge that you have read, understood, and agree to these terms
and conditions.
Privacy Policy
We will not share your SMS opt-in information with any third party for any reason other than deliver the specific services associated with the campaign. However, we may share your personal data, including your SMS opt-in or consent status, with third parties that assist us in providing messaging services, such as platform providers, phone carriers, and other vendors involved in delivering text messages.